🏠 First-Time Buyer Mortgages
Expert Advice. Smarter Decisions.
Manny Klarico Mortgages
Mortgages Made Simple
Whether you’re buying your first home, moving up the ladder, or refinancing, securing the right mortgage is crucial. At Manny Klarico, we provide clear, tailored mortgage advice designed to help you make confident financial decisions. With access to competitive products and expert guidance throughout the process, we make arranging your mortgage straightforward and stress-free.
Mortgage Advice Built Around You
Securing the right mortgage is about more than finding a low rate — it’s about choosing a product that supports your long-term goals.
At Manny Klarico, we provide tailored mortgage advice in Birmingham and Solihull, supporting first-time buyers, home movers, landlords, and homeowners looking to remortgage.
Our advisors guide you from initial consultation to mortgage offer, ensuring clarity at every stage.
Mortgage Solutions for Every Stage
Why Use a Mortgage Advisor?
Going directly to your bank limits your options.
Working with Manny Klarico means:
01
Access to competitive lenders
02
Clear affordability planning
03
Reduced risk of rejection
04
Full application management
05
Support until completion
Our 5 Step Mortgage Process
From consultation to completion, our structured process ensures transparency and control at every milestone.
Our 5 Step Mortgage Process
From consultation to completion, our structured process ensures transparency and control at every milestone.
Sales, Lettings & Mortgages — All Under One Roof
Because our mortgage advisors work alongside our sales and lettings teams:
Communication is seamless
Chains are managed better
Transactions move faster
Completion risk is reduced
An integrated service means fewer delays and stronger outcomes.
Arrange A Call Back
Manny Klarico Mortgages is a trading style of Manny Klarico (FS) Limited which is an Appointed Representative of Dragon Brokers Limited t/as Dragon Network which is authorised and regulated by the Financial Conduct Authority under registration number 599430. Registered office: 176 Highfield Road, Birmingham, Hall Green, B28 0HT Registered in England. Manny Klarico Mortgages is a credit broker and you can confirm our registration on the FCA’s website www.fca.org.uk The actual APRC you are eligible for depends on individual circumstances. If you are thinking about consolidating existing borrowing, you should be aware that you may be extending the terms of the debt and increasing the total amount you repay. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH REPAYMENTS ON A MORTGAGE. The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK. The Financial Ombudsman Service (FOS) is an agency for arbitrating of unresolved complaints between regulated firms and their clients. Further details of the FOS can be found on its website: www.financial-ombudsman.org.uk